50% of retirees left the workforce earlier than planned.*

*2015 Retirement Confidence Survey, EBRI

Only 48% of Americans know how much money to save for retirement.*

*2015 Retirement Confidence Survey, EBRI

57% of U.S. workers have saved less than $25,000 for retirement.*

*2015 Retirement Conference Survey, EBRI

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Evaluating Stock and Bond Market Predictions From 2024 | Weekly Market Commentary | January 6, 2025

Evaluating Stock and Bond Market Predictions From 2024 | Weekly Market Commentary | January 6, 2025

With 2024 fully behind us, it’s a good time to celebrate our winning calls from last year while also reviewing some mistakes to learn from them and improve our process. The good news is we got more right than wrong last year, but there were some misses. Some course corrections helped. Perhaps the most impactful decision we made was to recommend investors stay fully invested in equities at benchmark levels throughout the entire year despite expecting a stock market pullback around Election Day.

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